Couples with Insurance
How do you know if this page is for you?
You would like to look after your partner financially if something were to happen to you.
You currently have insurance and you want it reviewed or to be managed properly.
Which policies should I be looking at?
Term Life Insurance
Life insurance can be used to ensure that debt isn't passed on, also some people choose to leave a lump sum to their partner if something should happen to them.
Trauma insurance
In a relationship a major illness could affect both partners as a carer may be needed. Trauma insurance provides a benefit that can be used for both of you to take time off work, pay out of pocket medical expenses and other bills that may pop up.
Income protection
The short term consequences of not working may not be as great for most couples however the long term effects are still disastrous! It is important to choose the right waiting period for you, however to also ensure that the benefit period covers the long term effects.
Total & Permanent Disablement
Full time carers and home modifications may be required if a disability is that serious that it prevents you from working in your occupation. A lump sum that is planned for properly will allow you to cater for these
Policy Management
We will research and compare your current policy for you then come back to you with a recommendation. Our recommendation could be that you should keep your current policy and to not make any changes, if this is the case we can manage the policy for you. Managing your policy means that you can contact us at any time for any changes to your policy and we will handle any claims for you.