Children’s insurance cover helps you care for your family when they need it most
It goes without saying that your children are absolutely precious to you – and that you do everything in your power to keep them safe and well.
But – if the unthinkable happens – having Children’s Insurance in place is there to provide a financial cushion to free you up to concentrate on whatever you need to do to take care of your family at that time.
Cover is available for a wide range of circumstances, for children aged between 2 – 17. Depending upon the terms of the individual insurance policy, cover can include benefits payable upon diagnosis of a serious illness such as encephalitis or meningitis, a serious injury such as major head trauma or paralysis, blindness, deafness, total and permanent disablement involving two limbs, or death.
Having Children’s Insurance in place can enable you to devote funds needed to the medical care of your child, or to support your family through a tough time.
Trauma insurance pays a lump sum benefit on diagnosis of a critical illness, some insurers will be partial benefits on certain conditions. It is a policy that doesn’t rely on your ability to continue work and is based on a doctor’s diagnosis as well as satisfying a definition of a specific ailment. Most policies will cover between 7 and 40 conditions, however the majority of claims are for cancer, stroke and heart attack.